5 Comments
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Pooran's avatar

If PSBs want to capture more of retail segment, then they need to improve their digital infrastructure (net banking /mobile banking etc). Some of the public banks' websites are downright laggy and bloated. Further, they need to make better use of capital and also strive to lend to the MSMEs more so that the lower strata can rise across the value chain eventually.

Kashish Kapoor's avatar

That's valid. Have you kept track of new digital initiatives by all these banks? Their investor presentation indeed are flooded with them, but hard to make a comment on its effectiveness.

Omkar's avatar

It's very important for psu bank to work on there digital infrastructure and branch service at ground level

Keshav Singal's avatar

Hi, I have been following daily brief for quite could you suggest some sources or tools for research as it is very hard to keep track of the updating information coming out. ( it might be my laziness but anything that would help)

Thank you

P.S. - love your content and what you guys are doing

Kashish Kapoor's avatar

Hi, we've built an internal tool which aggregates all this information for us. Check it out - https://financeradar.kashishkapoor.com/

For deeper research, we do rely heavily on AI.