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Dhiraj Kapgate's avatar

Hi - There is one important point missing from the second story > that it is the short-term rates that usually move with the RBI policy rates - which have come down since the start of the RBI easing cycle (though I am not sure of the exact % decrease). 10-year yields usually move with growth expectations and fiscal considerations > which are facing pressure due to trade tensions and GST 2.0, as it is pointed out in the article. Please let me know if I am wrong.

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Dhiraj Kapgate's avatar

Hi - I have one question. I don't understand how increasing loan prices would automatically lift loan values? Gold is only being used as a collateral here so unless borrowers are topping up their loans - which grows the loan amount - just an increase in gold price shouldn't increase gold credit?

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sagar kandekar's avatar

A falling rupee is adding pressure on bond yields?

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Kashish Kapoor's avatar

A falling rupee hurts bond yields in many ways

- It makes it less attractive for foreign investors to stay put without demanding higher returns

- It widens the govt’s deficit by making imports (like oil) costlier, which means more bond supply and higher yields

- It stokes inflation through expensive imports, forcing investors to ask for a bigger cushion and the RBI to stay hawkish

All of this piles pressure on yields.

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