"Thank you for your dedicated efforts in analyzing the parameters of HFC companies. As a regular reader, I would like to request you to write a few more articles on interesting quarterly results across different sectors."
‘Companies that have a higher proportion of fixed-rate loans could initially face tougher headwinds — they’ll have to cut down the rate they lend at, but their own capital will stay as expensive as ever.’
When you did all the hard work of analysing this four company and came to the aforementioned conclusion you could have disclosed here only in tabular form that what proportion of their loan book is
fixed -rate. It would have reduced our work. But thanks for bringing it till here.
Hi Bhratesh, not all companies disclose this information at a quarterly frequency explicitly. But we understand where you are coming from and see how can we incorporate it regardless.
"Thank you for your dedicated efforts in analyzing the parameters of HFC companies. As a regular reader, I would like to request you to write a few more articles on interesting quarterly results across different sectors."
Hey, there's a typo in this article. Avaas AUM has been erroneously mentioned as 2 lakh crore. It's more in the range of 20k crore.
"Aavas Financiers delivered steady performance. It grew its AUM by 18% year-on-year, to ₹2,04,202 crore"
Doesn't take away from the core point being made in the article though! Well written
Hi Rohan, thanks for pointing it out. It's a mistake from our end. Correcting it.
‘Companies that have a higher proportion of fixed-rate loans could initially face tougher headwinds — they’ll have to cut down the rate they lend at, but their own capital will stay as expensive as ever.’
When you did all the hard work of analysing this four company and came to the aforementioned conclusion you could have disclosed here only in tabular form that what proportion of their loan book is
fixed -rate. It would have reduced our work. But thanks for bringing it till here.
Hi Bhratesh, not all companies disclose this information at a quarterly frequency explicitly. But we understand where you are coming from and see how can we incorporate it regardless.