Change and preparing for change are the only constants
Your story from Apr. 11, 2025 discusses why state banks are seeing late margin compression compared to pvt. banks (share of MCLR-linked loans are much higher in state banks)
Right pointed out, Dhiraj.
Link - https://thedailybrief.zerodha.com/i/161027343/great-but-what-does-this-mean-for-you
But you must the observations made in this story is not across pvt vs public banks, but a time series analysis, just for the PSBs.
In general, PVBs have a lower MCLR book, but over time, all SCBs want to move towards EBLR.
Thanks
:)
Your story from Apr. 11, 2025 discusses why state banks are seeing late margin compression compared to pvt. banks (share of MCLR-linked loans are much higher in state banks)
Right pointed out, Dhiraj.
Link - https://thedailybrief.zerodha.com/i/161027343/great-but-what-does-this-mean-for-you
But you must the observations made in this story is not across pvt vs public banks, but a time series analysis, just for the PSBs.
In general, PVBs have a lower MCLR book, but over time, all SCBs want to move towards EBLR.
Thanks
:)